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My Credit

Overview of a Credit Report >>
Free Credit Report

  • Available to you Free, once every 365 days.
  • Check that your personal information is correct and up to date.
Credit Report and Score

once off
  • See your updated TransUnion Credit Report and Score in an easy to read format
  • Verify that your credit report data is accurate and up to date
  • Displays any adverse or court action listed against you
Credit Report Plus Alerts

per month
  • SMS/Email alerts when anything critical changes on your credit report.
  • Unlimited online access 24/7 to your easy to read TransUnion Credit Report.
  • Alerts include enquiries done on you, as well as listings against you such as a judgment or default.
  • Alerts may show possible irregular use of your information, which can indicate that your personal information is being used fraudulently to access credit.
  • For the once off fee, you will know when critical changes are made to your credit report for one year (365 days).
Credit Report

once off
  • An updated/once off view of your TransUnion Credit Report.
  • A 24 month overview of your account payment behaviour to show whether you pay your accounts on time or not.
  • Check your details to ensure that the information is accurate.
  • Any adverse or court action listed against you.

Latest News
What is a Credit Report?

South Africa has around 19-million credit active consumers – individuals who make purchases using credit that is available from a wide range of credit providers. These range from credit cards, personal, car and home loans, to retail store accounts and hire purchase contracts.

Every credit active consumer has a credit report which is compiled by credit bureaus like TransUnion from information provided to them on a regular basis from credit providers. Typically, credit providers report data to the credit bureaus approximately every 30 days.

Read more

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